The D7 visa is an easy way for anyone from a non-EU country to establish permanent residence in Portugal. For UK citizens looking for a solution post Brexit, this is a good option for those looking to relocate permanently from the UK to Portugal, and often a better option than the golden visa.
What is the D7 Visa?
The D7 visa (often called the passive income visa) is a residence visa that gives the right to reside in Portugal, and access to healthcare, education and public services.
Do I need to buy a property to qualify?
No, but you must have a residential address in Portugal to apply for the visa, this can be a rental property. Unlike the Golden Visa the D7 visa allows you to freely choose a property to live in, without any restricitions on the location or value of the property.
What is passive income and how much income do I need?
Passive income is stable and continuous income, produced outside of Portugal. Examples of acceptable passive income are rentals, retirement, dividends, investment and freelance contracts. Savings can also be considered at the discretion of the Portuguese authorities.
Passive income levels are linked to the minimum wage in Portugal.
You need to prove a passive income of approx. €665/month for the first applicant, and €330/month for a partner or parents plus a certain amount for each child.
What else do I need to qualify for a D7 visa?
One of the key requirements is to have a health insurance policy in place. You must also have a Portuguese bank account and provide proof of your criminal record (or lack of it!)
When do I need to apply?
You have to apply for your visa before you arrive in Portugal. This can be completed at your local Portuguese Embassy or consultate.
Once I have my D7 visa can I work in Portugal?
Yes, you are permitted to work in Portugal once your visa is granted.
Can I travel freely once I have my visa?
Yes, you may travel within the Schengen zone, however you do have to stay in Portugal for a minimum of 6 months a year.
What about tax?
Residents with a D7 visa can opt to join the NHR (non-habitual resident) tax scheme, which gives significant tax reductions in relation to worldwide income. Alternatively you can pay taxes based on the Portuguese tax scheme, as all residents do.
Why Portugal instead of Spain?
Many people are now choosing to move to Portugal instead of Spain post Brexit, as you have to have a significantly higher income to be accepted for a visa in Spain. For many retirees who have a limited income from their pensions, this is a good reason to choose Portugal.
I don't want to apply for a visa. Can I come to Portugal?
Yes. Without a visa, if you’re a British national, you can travel to countries in the Schengen area for up to 90 days in any 180-day period without a visa. You can not be employed in Portugal during this time.